Terms of Service

1. Acceptance of Terms

Welcome to the website of Dividend Shift LLC and Digital Residuals LLC (collectively referred to as "Company," "we," "us," or "our"). By accessing this website, registering for our webinars (including the "Dividend Shift" Live Workshop), or using any of our educational materials, you agree to be bound by these Terms of Service ("Terms").

If you do not agree to these Terms, you must not use our website or register for our training.

2. Educational Nature of Services (No Financial Advice)

READ THIS SECTION CAREFULLY.

The content provided by Dividend Shift LLC, Digital Residuals LLC, and Gedam Tekle—including webinars, videos, emails, and downloadable materials—is strictly for educational and informational purposes only.

• Not a Financial Advisor: We are not registered investment advisors, broker-dealers, financial analysts, or tax professionals.
• No Fiduciary Duty: No fiduciary relationship is formed between you and the Company.
• Do Your Own Research: You acknowledge that you are responsible for your own financial decisions. You should consult with a licensed financial advisor, accountant, or attorney before making any investment decisions.

3. Risk Disclosure & Digital Assets

Trading and investing in digital assets (cryptocurrency) involves a high degree of risk and is not suitable for everyone.

• Volatility: The valuation of digital assets and cryptocurrencies may fluctuate, and as a result, clients may lose more than their original investment.
• Loss of Funds: You acknowledge that you could lose some or all of the money you invest.
• Regulatory Risk: The regulatory environment for digital assets is evolving. Changes in laws or regulations may adversely affect the value of digital assets.

By using our site, you agree that Dividend Shift LLC and Digital Residuals LLC are not responsible for any financial losses you may incur by applying the information provided in our workshops or training.

4. Earnings Disclaimers & Testimonials

Our website and webinar may contain testimonials from past students (e.g., "Real People, Real Results").

• Not Typical: These testimonials represent the experiences of specific individuals. They are not intended to represent or guarantee that anyone will achieve the same or similar results.
• No Guarantees: We make no guarantees regarding the income or results you may achieve. Building a business or investment portfolio requires time, effort, risk tolerance, and skill. The "passive income" or "set & forget" methods discussed require upfront work and ongoing management.
• Forward-Looking Statements: Statements regarding future potential (e.g., "8-figure businesses") are expressions of opinion, not facts or guarantees.

5. Intellectual Property

All content included on this site and in our webinars (including the "Dividend Shift" methodology, text, graphics, logos, video clips, and data compilations) is the property of Dividend Shift LLC or its content suppliers and is protected by United States and international copyright laws.

You agree not to:

• Record, copy, distribute, or resell any part of the Live Workshop or training materials.
• Use our proprietary concepts to create a competing product or service.

6. User Conduct

When attending our Live Workshop or interacting with our community, you agree to behave respectfully. We reserve the right to terminate your access to the webinar or our services without refund (if applicable) if you:

• Post spam or promote other services during the live chat.
• Harass the host (Gedam Tekle) or other attendees.
• Disrupt the event with inappropriate or unlawful content.

7. Third-Party Links and Tools

Our services may recommend third-party tools (e.g., digital wallets, exchanges, or platforms). We are not responsible for the availability, accuracy, policy, or content of these external resources. You use third-party tools at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Dividend Shift LLC, Digital Residuals LLC, their officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

• Your use or inability to use the website or training materials.
• Any financial losses incurred from investments or business decisions made based on our content.
• Any unauthorized access to your personal data.
• Errors or omissions in any content.

9. Indemnification

You agree to defend, indemnify, and hold harmless Dividend Shift LLC and Digital Residuals LLC from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our services.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert Your State, e.g., Texas], without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in [Insert Your County/State].

11. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting to the website. Your continued use of our services following the posting of revised Terms means that you accept and agree to the changes.

12. Contact Information

If you have any questions about these Terms, please contact us at: